Tag Archives: Bloomberg

Apple, iPhone, iPhone 13 Pro

iPhone Subscription Service Could Launch This Year according to Gurman

Video
photo / Apple

Are Hardware Subscriptions a Bad idea? Perhaps, but it might be perfect for power users

There has been, over the last few years, a gradual push within Apple (and, god knows the world at large) for more subscriptions and more bundling of products across the entire ecosystem.

This is also, in my view, part of a larger planned convergence of all products and services into a giant Apple universe of products that ‘just work. The rumors are based on the new report by Bloomberg’s Mark Gurman where he claims to have knowledge of the matter and says he expects this concept to launch in late 2022 or early 2023.

There is already an iPhone upgrade program which allows you to pay as you go and get a new iPhone yearly, however this is no a true subscription model. A closer analog would be the Apple One bundle, an all-in-one subscription program for up to six apple services.

They include Apple Music, Apple TV +, Apple Arcade, iCloud+, Apple News +and Apple Fitness +. The monthly charge for Apple One ‘Premier’ which as it sound is the full package is only a little more than half of what the cost would be for the individual items.

And since an iCloud storage upgrade to 2 TB is included, the actual cost benefit is even higher for users that wold be upgrading to that level of iCloud storage anyway.

The fact is that many so called ‘power users’ upgrade often at full price and get a new Apple device yearly, or even buy multiple new devices at least every other year.

Good for Apple, of course, how about the rest of us?

While many industries and companies are working hard to make a transition to monthly subscription services that include hardware, for everything from web sites trying to re-imagine the auto-leasing program parameters in a way that is permanent with the ability to upgrade periodically, to a hardware subscription service like the software plus hardware bundle from Peloton Interactive inc.

Although this relentless drive to create a new subscription service for hardware products in addition to the already nearly ubiquitous presence of subscriptions in digital services, which is, generally, a set fee per month is standard for a plethora of software and web based products.

With Apple products becoming more integrated into the ecosystem of software, hardware and services that interact and even synergistically support each other, it only makes sense that this has the potential, again, to make the most sense for the most avid users of Apple hardware.

From the perspective of tech giants like Apple Inc., having a large percentage of recurring sales guaranteed through monthly payments, would enable the financing of the inevitable new yearly iterations of new versions of its major devices, and could be seen as a new way, perhaps a better way, to capitalize for the research and development those many new hardware deices require.

Having long since committed to a schedule that guarantees new models for nearly all it’s hardware every year, which often include a reduction in the price of the device, free upgrades (mostly for software), a hardware subscription program such as the one we could imagine (based on the Apple One example above but for hardware) would be a hot topic, if not Apple’s biggest push internally.

A hardware subscription bundle, by any other name…

Naturally there are many ways this could play out. How the cost of an iPhone (based on a one to two year upgrade cycle) would jive with the cost of the phone divided by twelve or even twenty four is one possible configuration.

There’s also the question of current installment plans and how they would be handled for presumed upgraders, if various perks such as fresh hardware, free Apple Care, the freedom to move to the iPhone of their choice, all, however, with lack of true device ownership. Or perhaps even the merger of Apple One services such as the Apple Music Subscription into a huge ‘bundle of bundles’.

Bottom line? Make it juicy and they will come…

Of course, those like myself (and maybe you?) who might be potential users of the program are waiting to hear… drumroll please…. a specific price, a date, either this year or next year, and the hardware lineup included.

Would this be just iPhone or also iPad or Apple Watch, even Mac? Or a truly massive new program that would be the biggest of all monthly installment programs in the world today, and would include everything from fitness content, to a menu of hardware and software, to a magical calculation of your Apple Worth Rank that would allow you to get more devices, software and services the higher that the cost of devices would be.

And all of the above, or whatever actually comes to pass, divided by a second magic number between 12-18 and then calculated to be a little more than half (oh Apple is so clever at this) of the full original prices and then charged to Apple Card users at a slight discount and the rest of us on a normal monthly basis.

If your head is spinning but you are still reading this, you might actually be one of the few that would embrace the upcoming service and would be happier with a determined monthly fee for the plethora of Apple products that you know you will consume anyway for the rest of your life.

By the same token, if you are insanely upset at even the notion, let us know in comments below.

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Apps, Elon Musk, Social Media, Twitter

New Elon Musk tweets Confirm he will not be a Silent Stakeholder: Board Seat Declined

In another weekend explosion, this time, revealing the hands on bent of ideas for TWX project

Once again the weekend is seeing a barrage of tweets from Elon Musk, this time with a solid bulls-eye on Twitter itself and changes he has on his wishlist. Implementation schedule appears to be, well, immediate.

https://bookshop.org/a/565/9780553418835

The first tweet we are featuring was a preview of just how much of an activist shareholder he is planning to be.

Looking forward to the first board meeting he will attend since his $2.9 billion 9.2% stake in the bird platform – Musk reposted a meme of his infamous “Ganja weed” interview – essentially creating an instant meme of memes:

**note – on Sunday night (April 10th, 2022) it was revealed that Elon Musk joining the board would not be a thing, after all. Most likely reason sited in the avalanche of reactions? A board seat would have capped the maximum investment / stake percentage at 14.9% and brought potentail legal issues. As the largest shareholder the door remains open to his acquiring the company outright, and continuing the activist direction clearly indicated in the tweets below…

Next, the constructive criticism started, first taking note (perhaps already up his sleeve as he contemplated shelling out 3 bil of pocket change) of how many of the accounts with the most followers post “very little content”. Summing up his thoughts with the question “Is Twitter dying?”

Next, in replies to himself he got granular, citing two very specific examples, how @taylorswift13 and @justinbieber are remiss when it comes to staying active and tweeting on a regular basis…

Apparently, the day was just beginning to get interesting, cause he posted a Yogi Berra-like conundrum next, pointing out that statistics, including this very one, presumably, are very often false. Posted at 1:14 PM he may have had a siesta and found himself ready to rumble cause with the next tweet at 5:03 PM things started to cook…

He dug into his infographic trove of insights and pulled out this re-tweeted gem, showing how the Weather Channel is distrusted by nearly 50% of Republicans and about 35% percent of Democrats.

This tweet is an interesting one as there has been a lot of hand wringing and dire predictions made in the “media” that Elon Musk, known as having a Libertarian prediliction, will somehow be Trump’s savior and that his idea of “free speech” is similar to those that are somewhere to the Right of Q-anon.

This, I would venture, is highly unlikely. It’s far more likely that his idea of free speech might actually be closer to, well what it sounds like, less censorship. Oddly both the left and the right are anticipating disappointment, and perhaps, that is one of those be-careful-what-you-wish-for things.

The tweets of April 9th, seem to bear out the idea that he will be active, vocal and, above all, amusing, but unlikely to follow any faction or party.

Next came more specific and sort of practical tweets, like this one suggesting twitter “sell” the authentication checkmark as part of the Twitter Blue $3 subscription package. This, bizarrely, is a great business concept, and might actually happen, crazy as it sounds.

After reflecting briefly on the idea, it became clear that the invention of a new plebian version of the coveted mark is needed, lest it be confused with the rare and hard to acquire “public figure” or “official” accounts.

https://twitter.com/elonmusk/status/1512957577092608004?s=21&t=p5FTMofYfTHgM4X5Gm2n8Q

A quick followup tweet with self replies included the observation that the edit tweet feature that has had much action this week is already a done deal in the future paid Twitter landscape.

Then, as if out of the blue like a bolt of lightening Elon decides that there should be no ads! Ok, so this does make sense in a genius billionaire kind-of-way here’s the new breakdown:

  1. Everybody pays $3 per moth
  2. Advertising is cancelled
  3. We all get checkmarks and an edit tweet feature
  4. Corporations stop “dictating policy”
  5. Twitter SF HQ is converted into a homeless shelter (unhoused refuge)
https://twitter.com/elonmusk/status/1512962115270754306?s=21&t=p5FTMofYfTHgM4X5Gm2n8Q

Good idea?:

https://twitter.com/elonmusk/status/1512966135423066116?s=21&t=p5FTMofYfTHgM4X5Gm2n8Q

Then, in a semi-final, inspired burst of sunshine, there’s a great suggestion – actually a tweet from earlier in the am – 7:39 to be exact but pinned for now, the man who must be heeded points out that “crypto scam accounts” represent a large percentage that should be subtracted from the real accounts. ow if they can just remove the 3 billion fake accounts across all social media…

Apparently not able to quit while ahead, or maybe under the influence of jet lag or substances, this gem dropped:

https://twitter.com/elonmusk/status/1513045405029711878?s=21&t=Rw_ry5HVOGgsmXRxJJzSbA

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News, Observation, Politics

Airbnb’s Ukraine moment is a reminder of what the sharing economy can be

As desirable vacation destinations go, war-torn Ukraine must surely rate low. But in the first month of Russia’s invasion, Airbnb bookings in Ukraine boomed, as people around the world used the accommodation platform to channel more than US$15 million in donations to the country.

As with other forms of direct donation, using Airbnb to channel aid to Ukraine has been problematic. The company was relatively quick to waive the 20% commission it usually charges on transactions. But stopping scammers from setting up fake accounts to collect money from well-meaning donors has proven more difficult.

It’s a story that illustrates both the potential and limitations of the so-called sharing economy.

Idealistic visionaries once imagined the internet would connect individual buyers and sellers, peer to peer (or P2P), without the need for intermediaries and their commissions. But this promise of market democratisation and inclusivity has largely failed to materialise.

Instead, the platforms that have arisen – eBay, Uber, Airbnb and so forth – are very much like traditional capitalist enterprises, putting the squeeze on rivals, exploiting labour, and making their founders and executives among the wealthiest people on the planet.

Platform capitalism

The founders of these companies didn’t necessarily begin with such ambitions. Airbnb’s founders, for example, started their website in 2007 to provide an alternative to mainstream hotels and motels, enabling anyone to offer a spare room or residence for short-term stays in the expensive San Francisco market.

Now Airbnb’s market capitalisation rivals that of the world’s biggest hotel chain, Marriott. In 2021, Airbnb reported US$1.6 billion in earnings before interest, tax, depreciation and amortisation, compared with Marriott’s US$2 billion.

Co-founder and chief executive Brian Chesky’s personal fortune is an estimated US$14 billion, placing him 157th on Forbes’ world billionaires list.

The fortunes made by the dominant sharing platform have not all come from technological innovation.

Uber, for example, has squeezed taxi cooperatives, reduced wages for drivers and normalised precarious “gig work”. Airbnb has been criticised for contributing to rental affordability and supply problems, as property owners chase higher returns from the short-stay market.

There’s little that is democratic about these platforms. The owners have the last say in the equation, dictating which actions and exchanges are allowed or cancelled.

Creating a true sharing economy

Our research on the sharing economy shows that digital platforms can be a powerful tool for individuals to collaborate in developing solutions to their needs. But for the promise of the sharing economy to be realised, platforms must be far more open, democratic and publicly accountable than they are now.

As the non-profit P2P foundation argues, peer-to-peer networks create the potential to transition to a commons-oriented economy, focused on creating value for the world, not enriching shareholders.

For that to happen, all users must have input into decisions about why a platform exists and how it is used.

Examples of what is possible already exist. Perhaps the best known is Wikipedia – a hugely valuable service that runs on volunteer labour and donations. It’s not perfect but it’s hard to imagine it working as a for-profit enterprise.

There are many attempts to create collectively owned, more democratic sharing platforms. In New York, for example, drivers have organised to create ride-sharing alternatives to Uber and Lyft based on cooperative principles. Such endeavours are known as platform cooperativism.

But these ventures routinely struggle to raise the money needed to develop their platforms. Members also vary largely in their knowledge of business practices, particularly the skills needed to manage democratic decision making.

To help these platforms thrive, we need public policies that assist them to raise funds. We also need programs that deliver financial and business education to platform members.

Beyond these practical difficulties, users also need to have a stake in how these platforms run for them be a fully transformative version of the sharing economy.

We’ve drifted a long way from the early hopes for the sharing economy. But it’s not too late to change course and work to co-create more equitable, human-focused models of exchange.

Daiane Scaraboto, Associate Professor of Marketing, The University of Melbourne and Bernardo Figueiredo, Associate Professor of Marketing, RMIT University

This article is republished from The Conversation under a Creative Commons license. Read the original article.

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Business, Climate Solutions, News, Politics

As Consumers Pay, Oil CEO’s Refuse to Testify to Congress About Soaring Prices

“While Americans struggle with high gas prices, these companies are doing victory laps, showering their already wealthy executives and shareholders with billions in stock buybacks and bonus compensation,” said one watchdog group. “They should be ashamed.”

As people across the United States face record-high gas prices—compounded by rising grocery bills and prices for other essentials—executives at three major oil companies are refusing to testify before Congress about what their firms could do to lessen the burden on U.S. households, leaving Democratic lawmakers and consumer advocates to condemn the companies for profiting amid lower and middle-class people’s financial pain.

Rep. Raúl M. Grijalva (D-Ariz.), who chairs the House Natural Resources Committee, had invited the CEOs of EOG Resources Inc., Devon Energy Corp. and Occidental Petroleum Corp. to testify next week, only to be rebuffedTuesday by the executives, who have personally profited off gas prices which averaged $4.24 per gallon on Monday.

“I invited these companies to come before the committee and make their case, but apparently they don’t think it’s worth defending,” Grijalva said in a statement Tuesday. “Their silence tells us all we need to know—that cries for more drilling and looser regulations are nothing more than another age-old attempt to line their own pockets.

Since oil and gas prices began rising earlier this year as traveling and commuting increased, and went up further following Russia’s invasion of Ukraine in February, the fossil fuel industry has claimed the Biden administration should release more permits for drilling on public lands and accelerate approval of permits for building energy infrastructure, with the American Petroleum Institute pushing for what Grijalva called “a domestic drilling free-for-all” earlier this month.

Lawmakers including Grijalva have argued that the companies could easily stabilize gas prices immediately, considering the billions of dollars in profits EOG Resources, Devon Energy, and Occidental Petroleum raked in last year.

Instead, watchdog group Accountable.US said Tuesday, Occidental Petroleum planned to use $3 billion for stock buybacks in 2022, while Devon Energy gave nearly $2 billion in share buybacks and dividends to shareholders last year. EOG Resources gave CEO William R. Thomas a $150,000 raise in 2021, making his total compensation $9.8 million.

“We want to work with them to reduce gas prices, but it seems as though they’re too busy taking in record profits while refusing to pass savings on to consumers,” said Rep. Mike Levin (D-Calif.), a member of the Natural Resources Committee.

Rep. Mark Pocan (D-Wis.) sarcastically expressed empathy for the “spineless” executives who refused to testify before Grijalva’s committee.

“It is hardly surprising that EOG Resources, Devon Energy, and Occidental Petroleum are dodging accountability by refusing to testify in Congress,” said Kyle Herrig, president of watchdog group Accountable.US. “While Americans struggle with high gas prices, these companies are doing victory laps, showering their already wealthy executives and shareholders with billions in stock buybacks and bonus compensation. They should be ashamed.”

Grijalva noted that while the industry has used the Russian invasion of Ukraine to call for even more freedom to drill for oil and gas, fossil fuel companies hold leases on 26 million acres of land.

“These same companies already have over 9,000 approved permits they can use whenever they want,” Grijalva told Public News Service on Tuesday. “And the very companies with thousands of acres of existing leases and hundreds of unused permits are the same ones shouting that they need more land for drilling.”

According to Accountable.US, the three companies refusing to speak to Grijalva’s committee “are among the top leaseholders of public lands oil and gas leases with 4,114 leases covering nearly 1.5 million acres.”

Companies including BP, Chevron, Exxon Mobil, and Shell have also been invited to testify at upcoming hearings on their business practices and impacts on consumers. In February, board members from the four companies refused to testify about the firms’ climate pledges.

Senate Majority Leader Chuck Schumer (D-N.Y.) noted last week that oil prices dropped in recent days, but no savings were passed onto consumers.

“The bewildering incongruity between falling oil prices and rising gas prices smacks of price gouging and is deeply damaging to working Americans,” Schumer said last week. “The Senate is going to get answers.”

Originally published on Common Dreams by JULIA CONLEY  and republished under Creative Commons (CC BY-NC-ND 3.0).

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Breaking News, Climate Solutions, Observation, Politics

Greta Thunberg Endorses an Extremely Honest ‘Government’ Ad: Video

Video

In wake of what she calls “failed” Cop26 in Glasgow, a fitting gesture of truth

In the video above the real story of NetZero by 2050 is told, without window dressing and in total honesty. Frustration with government responses to global warming are on the rise, as well they should be. The video is a light hearted and yet deadly serious take on the situation and how it is going to affect all of us who live on this planet.

Though delivered in the trademark style of TheJuiceMedia the facts that are contained in the colorful and grimly entertaining clip are 100% accurate. And that is why it is so important to watch, like and retweet.

It has always been the case, sadly, that no Government will take action against the carbon emitting and producing infrastructure that they are beholden to, until that action is demanded by million upon millions of world citizens, in other words the people that are being affected most by the negative effects of climate change that are already surrounding us.

The underlying plea of both activists like Greta and TheJuiceMedia is that we all have to step up and get loud – now, as the plan for NetZero 2050 is more of the same blah blah blah that Governments have been spewing for more than 30 years.

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Climate Solutions, News, Observation, Politics, Science

Video: Greta Thunberg’s passions erupt at failed cop26’s global greenwashing festival

Video

Above: Photo Collage / Lynxotic / Greta Thunberg / Instagram

Political failures and frustration rising

It all started in September 2021 when Greta went to the Youth for Climate Summit in Rome. Her now legendary “blah blah blah” speech spawned 1000’s Memes and remixes and began a new barrage of media savvy Guerrilla marketing for the planet…

Fortunately for the rest of us, Greta is back, Big Time. I seems as if she’s decided to vent in a Creative and, at times, incredibly hilarious way.

Next, footage of the 18 year old activist went viral, as she was shouting in a crowd, “shove your climate crisis up your arse” The climate activist joked that she would adopt a “net zero” approach to her cursing.

She posted a response to her five million followers on Twitter: “I am pleased to announce that I’ve decided to go net-zero on swear words and bad language.

In the event that I should say something inappropriate I pledge to compensate that by saying something nice” A follower asked Thunberg:

“would you commit to reaching net-zero bad language by 2050?”

She replied: “No, by 2052 with a 39.78% reduction by 2034”

A seasoned spokes-person with a challenge ahead

Greta was brilliantly skewering companies, individuals and those who claim they are being environmentally friendly, simply because they pay for carbon credits to offset the carbon they are emitting.

More recent quotes include: “It is not a secret that COP26 is a failure,” she told the thousands of people at the protest. “This is no longer a climate conference. This is now a global greenwashing festival.” It’s as if her frustration has reached a boiling point, along with many of us, and in her words; “Hope always comes from the people”

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Hot-Lynx

Facebook Execs ‘Shocked’ by Zuckerberg Plan to Artificially Boost Flattering News Stories, Says Report

Photo Collage / Lynxotic

Facebook’s Mark Zuckerberg is said to be working on a rebranding plan. According to The New York Times, the plan which has come to be known internally as “Project Amplify” was signed off by the CEO and included a boost of pro-Facebook stories (written by the Facebook Team) onto its billions of users.

An internal meeting back in January hatched the initiative to showcase “positive” stories about the social network platform on its largest digital real estate, the News Feed.

Based on the report from the Times, some executives present at the meeting were “shocked” by the proposal.

Project Amplify also made strong attempts for the Facebook platform to distance itself from any scandals (i.e. minimizing access to negative reports) relating to Zuckerberg, while simultaneously, ramping up new stories that provided a more flattering spin on the social network.

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Breaking News, Crypto

Crypto Crash on Bitcoin Day knocks $420 Billion off at Dip

Above: Photo by Michael Krahn on Unsplash with elements added by Lynxotic

Coming after a frenzied run-up the hand wringing is no surprise

On the big El Salvador day for Bitcoin to go live, for the first time as legal tender, naturally there were glitches. And the predictions for crypto in general and Bitcoin in particular to surge on the news were, backwards.

The longstanding stock market adage “buy on rumor, sell on news” once more proved itself as what is now being called a “crypto flash crash” knocked around $400 billion off the market cap of the previous 24 hour period, or almost 12%, as per CoinMarketCap at the time of this writing.

The president of El Salvador announced that his government used the dip to buy an additional 150 Bitcoin, above the 400 he had announced on the previous day, bringing the total to 550.

From CoinMarketCap:The global crypto market cap is $2.07T, a 11.91% decrease over the last day

  • The total crypto market volume over the last 24 hours is $227.12B, which makes a 66.15%increase. 
  • The total volume in DeFi is currently $30.41B, 13.39% of the total crypto market 24-hour volume. 
  • The volume of all stable coins is now $179.83B, which is 79.18% of the total crypto market 24-hour volume.
  • Bitcoin’s price is currently $46,893.62.
  • Bitcoin’s dominance is currently 42.55%, an increase of 1.17% over the day.

By 3:30 PM ET on Tuesday Bitcoin bounced back, the “discount” ended, for now, and recovered to around $47,000 after dipping to $42,870. The recent highroad been $52,732, with the all time high from April still intact above $63,000.

I many ways it seems as if Bitcoin and Cryptocurrencies appeared suddenly in 2021 out of the head of Zeus. Protean and fully formed, with billions and trillions in market caps, and all your sisters, brothers, cousins and even the Uber driver climbing aboard.

And the FOMO blog posts, where every hour an innocent reader is assaulted by a story, perhaps true, perhaps exaggerated and certainly foolhardy in retrospect, of an innocent putting their life savings into Dogecoin and suddenly having, theoretically, huge gains at their disposal.

Meanwhile, craggy faced, ancient stock market mavens would interject famous last words that now appear to be wise. However, all that notwithstanding, this week’s crash is nothing new or unexpected.

In reality, as can be seen from the graphic below, provided by Visual Capitalist, there have been so may crashes / corrections and doomsday prognostications since 2012 in Bitcoin that it seems like a miracle the there’s any thing such as Crypto at all.

There’s a reason it’s not dead and it’s in the DNA

The resiliency, far from a shock to those that have been around more than a fortnight, is kinda the point. When Satoshi Nakamoto built the system architecture of Bitcoin and since then inspired the over 8000 new crypto entities that have been developed, it was, just like the internet itself that was build to survive WWIII, supposed to be as indestructible as possible.

Like physical gold, which is considered have been adopted as a store of value partly due to its indestructibility and immutability (alchemy notwithstanding) the volatility and sometimes violent-seeming life story of Bitcoin is a necessary adjust to its role in finance, commerce and even individual monetary survival.

Not for the faint of heart, perhaps

While the mainstream and those forces opposed to the adoption or survival of Bitcoin and Crypto are out in force pointing to the “unsuitability” of Bitcoin and other cryptocurrencies for any “legitimate” use as a trade or savings vehicle, the progress so far, in spite of the obvious fact that volatility has always been baked in to the situation, is an obvious refutation of that viewpoint.

Will the current drop in dollar values relative to Bitcoin end it’s popularity and strip it of the respect it has thusfrar earned among many? In a word, no. In essence what is happening is, as many have foretold, what happens often and repeatedly, the excess attention and dollars that were pumped into crypto by you brother, sister, cousin and Uber driver are now getting blown out, since those were more speculation and psychosis than any kind of vote for viability or permanency.

And, why not? Where was to concern, shock and hesitation by the masses when the prices seemed to only rise for weeks and even months across so many products and coins it was impossible to keep count? Why was to feeding frenzy and the mania-like piling on not ignored as an anomaly?

The herd does as the herd will do. Diamond hands and Paper hands will ebb and flow as long as the rivers flow to the sea and humans herd like buffalo. And, in all likelihood, dollars and euros and yen will be long forgotten when the last bitcoin is transferred to the final wallet in the sky.

Disclaimer: This article is for informational purposes only. It is not a direct offer or solicitation of an offer to buy or sell, or a recommendation or endorsement of any products, services, or companies. Lynxotic does not provide investment, tax, legal, or accounting advice. Neither the company nor the author is responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods or services mentioned in this article.

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Breaking News, Business, Crypto, Observation

Bitcoin Nation? El Salvador is first to make it Legal Tender

El Salvador has officially legalized bitcoin as legal tender (alongside the U.S. dollar which is the country’s current national currency) starting today; September 7, 2021.

The day before the big day, President Nayib Bukele announced El Salvador had purchased 200 Bitcoins and later in the day confirmed that “we now hold 400 bitcoins”.  Given the current market prices, the country’s recent bitcoin purchases amount to roughly $20.8 million.  

In June this year, El Salvador’s Congress voted 62 out of 84 votes to establish the crypto coin as legal tender. This will make the small country is Central America the first in the world to recognize bitcoin as an official form of currency.

In a subsequent tweet Bukele’s translated tweet said 

Like all innovation, the process of #Bitcoin in El Salvador it has a learning curve. Every road to the future is like this and not everything will be achieved in a day, or in a month.

 But we must break the paradigms of the past. El Salvador has the right to advance towards the first world.

-President of El Salvador – Nayib Bukele

Bitcoin climbed nearly 2% to more than $52,680 as of Sept 6, and according to a market analyst with Reuters the cryptocurrency is on track to reach $56,000.

Salvadorians will now have the ability to use the digital coin in exchange for goods and services, and as an accepted form of tax payments by the government. Bitcoin is actually the second legal tender in El Salvador, with the US Dollar also having that status since 2001.

Upon its adoption, users who register with the country’s government supported Bitcoin wallet called Chivo will be awarded with $30 worth of currency pre-loaded (must have a Salvadorian national ID number). 

The overall impetus for legalizing bitcoin officially is, according to experts, that savings that will be possible for citizens to receive remittances – transfers, until now in US dollars, without intermediaries and the large fees they charge for international transfers.

Remittances account for more than 20% of GDP for El Salvador – mainly in the form of dollars sent by the approximately 1.5 million ex-patriots living abroad and wiring payments to families in El Salvador.

Western Union, for example, handles these transactions and charges a hefty fee. And those fees would represent a percentage (for small remittances up to 10%) of $5.9 Billion per year that flows into the small country from abroad, mostly from the United Stated, according to World Bank data.

Although there has been a lot of political rhetoric and expressions of opinion against the move, such an obvious adversary as the international wire transfer interests, like Western Union, and the large income from fees that may begin to dry up starting today, could easily explain at least a portion of the well represented opposition opinion.

That being said, the now famous price swings of Bitcoin do represent a real risk for people hoping to transfer directly into the country. Another risk is losing the coin due to lack of experience handling a digital currency, by people who are more likely to know the feel of paper dollars than digital screens, cryptocurrency exchanges and virtual wallets.

For observers, both crypto adherents and detractors, this is a very important opportunity to see what kinds of practical obstacles will arise and what benefits are realized by the El Salvadoran people.

It is also a kind of warning to those in governments, including in the U.S., that hope to stop Bitcoin’s seemingly inexorable rise, and to prevent what they perceive as threats to the public, and perhaps, to the U.S. dollar’s previously unchallenged hegemony.

The news that 400 Bitcoins were purchased by El Salvador was, naturally seen as a positive by the Bitcoin trading community, and there has been speculation of further pricing strength likely continuing going forward.

On the utopian dream side, various experiments have recently been announced related to Bitcoin and crypto. For example, in El Salvador there are emerging plans to make Bitcoin mining a state run operation with power being supplied by geothermal energy drawn from the country’s volcanos. How’s that for cheap, renewable resources?

A town in the U.S., fittingly called Cool Valley, MO has a mayor who recently announced that the city government is considering making payments to all residents of 1000 in Bitcoin. In this case, the idea behind the plan is to give citizens a crypto nest-egg, and the holders would be barred from selling, with the hope that, in the event the currency continues its exponential climb, the residents would benefit from holding it as an appreciating capital asset.

Which leads to the observation that, over the last few years, a fog of confusion appears to hang above the media regarding coverage of cryptocurrencies.

Price speculation is off the charts and there’s a kind of mania afoot. But the biggest confusion seems to come from one simple truth, that the U.S. dollar has gone only in one direction for more than 100 years, since the Federal Reserve was established in December 1913, down.

Against any measure of buying power for goods and services the dollar is continuously worth less, far less, on a yearly basis.

Although many headlines scream “Crypto and Bitcoin are Worthless” the same could be said of the U.S. dollar, in relative terms, against a basket of goods and services which is the traditional measure of “inflation” and against other assets, for example, now that Bitcoin provides a second measuring tool, dollars are worth less over time against bitcoin.

With prominent people and companies around the world and in the U.S. already supporting the idea of Bitcoin and Cryptocurrencies with their dollars and by choosing to hold crypto, it will be very interesting to see what transpires as these “currency wars” mutate and expand around the globe.

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Hot-Lynx

T-Mobile Data Breach affects over 47 Million people

Photo by Mika Baumeister on Unsplash

Data stolen include names, dob, SSN, and much more!

The investigation of the ongoing T-Mobile data breach has revealed some staggering information regarding the number of customers affected. As per a new article from Engadget, T-Mobile has confirmed roughly 47.8 million current and former customers have been affected by the cyberattack.

The company issued a press statement regarding the data breach and below are some of the immediate steps they are taking:

  • As a result of this finding, we are taking immediate steps to help protect all of the individuals who may be at risk from this cyberattack. Communications will be issued shortly to customers outlining that T-Mobile is:
    • Immediately offering 2 years of free identity protection services with McAfee’s ID Theft Protection Service.
    • Recommending all T-Mobile postpaid customers proactively change their PIN by going online into their T-Mobile account or calling our Customer Care team by dialing 611 on your phone. This precaution is despite the fact that we have no knowledge that any postpaid account PINs were compromised.
    • Offering an extra step to protect your mobile account with our Account Takeover Protection capabilities for postpaid customers, which makes it harder for customer accounts to be fraudulently ported out and stolen.
    • Publishing a unique web page later on Wednesday for one stop information and solutions to help customers take steps to further protect themselves.

As a T-Mobile customer myself, this is quite worrisome. The data stolen includes personal information like names (first and last), date of birth, social security numbers and driver license numbers. It is unclear at the moment if the stolen files have information that would contain financial account numbers or passwords.

Read at:

ENGADGET

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Breaking News, Observation, Politics

Georgia initiates Criminal Investigation into Trump’s call containing alleged ‘attempts to influence’ Election

Announcement marks the 2nd state to launch cases against #45

The call from Trump and Georgia Secretary of State Brad Raffensperger will be called into question as Georgia prosecutors have initiated a criminal investigation against the former president. 

Read More: Trump Crusade against TikTok finally ended by Biden Administration

 The request comes as Trump is currently facing his second impeachment trial  on the charge of “incitement of insurrection” following attacks on the Capitol on January 6.  Trump could be heard, in the weeks following the election, claiming that the election was stolen from him, which included his loss in Georgia, where he fell short of approximately 12,000 (11,780) votes. 

Read more: Trump’s Best Impeachment Defense: “I’m a Buffoon and it was all a Joke”

To listen to full phone conversation Trump had with Georgia’s Secretary of State, The Washington Post obtained the entirety of the call. 

Documents, as well as the telephone call itself, are to be preserved as evidence, in order to further look into Trump’s attempts to overturn the election results in Georgia.  During the call with Raffensperger, Trump could be heard pressing him to “find” the votes, meaning the 11,780 needed for him to win the state. 

Trump took to Twitter at the time (his account has since been deleted) and spoke of Raffensperger, stating he “was unwilling, or unable, to answer questions such as the ‘ballots under table’ scam, ballot destruction, out of state ‘voters’, dead voters, and more. He has no clue!”

To which he responded

The letter, sent to a handful of state government officials, according to the New York Times, responsible for first reporting on the story:

“This investigation includes, but is not limited to, potential violations of Georgia law prohibiting the solicitation of election fraud, the making of false statements to state and local governmental bodies, conspiracy, racketeering, violation of oath of office and any involvement in violence or threats related to the election’s administration.”

Letter confirming Criminal Investigation As quoted in the New York Times
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Climate Solutions, Earth and Ecology, Observation

Elon Musk donating $100M for Carbon Capture Tech: Twitter wants Trees

Video

Immediate pushback is a healthy sign of debate

Elon Musk is one of the most interesting humans, and now he is also, at any given moment, the wealthiest. It’s somewhat unusual, even on Twitter, to see anything but positive and supportive reactions to his tweets, given the level of love and admiration he has among followers.

Above: Photo / Adobe Stock

Add to that the concrete, if cryptic, pledge to donate 100M towards a prize for the “best carbon capture tech. It has been pointed out that this is .05% of his net worth, but that is an odd calculation, it seems, since Tesla itself is firmly on the side of climate rescue, with it’s stated mission to “to accelerate the world’s transition to sustainable energy”.

It is, as a matter of fact, what separates Musk from almost every other tech-billionaire: His motivations are not to acquire wealth as an end but only to support his planet and species saving efforts. Others, such as his sometimes rival (not worthy) Jeff Bezos, can not claim any such thing with a straight face (or any believability).

The reactions were swift and attempted humor but also truth

Click to see “Kiss the Ground” on bookshop. Also available on Amazon.

The number of replies that popped up swiftly proposing planting trees as likely the best “carbon capture tech” that would deserve such a prize was noteworthy. Because, in one of the few criticisms of the EV revolution that Tesla has started, it is likely not enough to rely solely on “S3XY” technology to save the world from carbon emissions causing global warming and climate change.

Not only is the plant-a-tree a valid rejoinder to the idea that some kind of elaborate technological breakthrough is needed (Bill Gates recently suggested blotting out the sun as a cooling solution), but there are also other “low tech” solutions that should not get short-shrift in order to fund expensive, possibly overly technological, solutions to a problem of our own making.

The recent highly acclaimed documentary film “Kiss the Ground” proposes soil regeneration to reduce carbon emission, improve health benefits of food and, at the same time actually reduce the amount of carbon already in the atmosphere.

Read More: “Kiss The Ground” Documentary Offers Hopeful Remedy to Climate Change by Focusing on Soil Regeneration

The arguments made by this excellent documentary beg the question: why not take funds, such as those being offered by Elon Musk, and divert them first towards obvious, low-tech solutions with proven results, rather than funding a moon-shot style tech search for a method that may, in then end, like so much that has come before, have unintended and even possibly negative repercussions.

At the very least, shouldn’t a portion of this 100 million, or even an equal sum (purportedly amounting to, therefore, 1% rather than .05% of Musks net worth) be allocated to existing, proven methods, rather than a search for new tech invented out of whole cloth?

Twitter posts hit a nerve, now maybe government and private funding should follow common sense

This is not a scientific or detail specific criticism. There may well be “issues” with planting trees or recovering damages soil around the world, and in the process reversing carbon imbalances and even reducing the levels currently measured.

But common sense says otherwise. The destruction of the soil and the deforestation of the globe are part and parcel of the same problem, extreme dependence on fossil fuel long after the dangers were well known, that has caused the current and worsening global problem.

Elon Musk is a hero of the sustainable energy movement, as he well should be. It is powerful and dedicated figures like Musk that are needed, desperately, to solve the looming and already unfolding crises that we face.

The voices for trees and soil regeneration are also an extremely important element of the solutions that are desperately needed, sans the hoopla and massive money prize that tech already has attached.

Would it be too far fetched, @elonmusk, for these various factions, all wanting the same result, to cooperate and collaborate on all the solutions that will undoubtedly be required is we are to pull back from the brink and substantially improve the condition of a planet on its way to possible total annihilation?

Read more: Climate Crisis Coverage by Lynxotic

Thanks to Elon Musk for all his contributions and they are many. Rescuing the E.V. and turning the entire auto industry on it’s head and bringing about an accelerating transition to sustainable transportation much sooner than could have happened without him and Tesla.

Creating the understanding that a business and an entrepreneur does not have to focus relentlessly on profit for its own sake to be successful and powerful. And, as for giving the human species a “plan-b” in the form of abandoning a dying earth in favor of Mars, let’s stick with plan A for now and plant trees, reiterate the soil and, yes, find other solutions to the massive carbon emissions that are choking the life out of our world.

https://twitter.com/NtJibey/status/1352393640300212225?s=20
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Entertainment, Music

Lady Gaga Wows with her Voice and Style at Biden-Harris Inauguration

https://video.twimg.com/ext_tw_video/1351932495445549061/pu/vid/1280x720/AWWgxhI8OJinMK5r.mp4?tag=10

Above: Video Lady Gaga / C-SPAN

Not surprising, but always a pleasure, her dress was over-the-top and voice rung out to the heavens

Near the opening of the well planned and nearly perfectly executed inauguration ceremony, Lady Gaga sang her powerful rendition of the National Anthem and did not disappoint.

Read more: As Trump Flees to Florida, Memes Follow

Afterward she could be seen chatting animatedly through her mask with former President Obama and others, drawing plenty of attention for her golden dove of peace.

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Economics, News, Observation, Politics

Trump Continues to Block Stimulus Bill and has now Vetoed Massive $740 billion Defense Pkg.

The 14 day countdown to January 6th “Coup-Day” has begun

After threatening to veto the $900 billion stimulus package that was passed by congress on Monday, Trump has so far not officially done so and has not yet made further comments on the matter. The possibility of an actual veto means that the bill would not go forward without either changes to appease Trump or a vote to override the veto, if it comes to that. 

Representative Peter King, in an interview, not surprisingly called Trump a turncoat, essentially: 

“Why didn’t the president say this before? Why did his administration say it had to be $600? They were the ones driving this. Nancy Pelosi wanted $2,000 all along, and I’m not a Pelosi fan. Bernie Sanders wanted $2,000. The president and his administration refused to give it, and now he’s trying to somehow double back. He’s leaving Republicans out there hanging out to dry after signing off on an agreement and asking us to vote for it.”

Rep. Representative Peter King on the Joe Piscopo Show

Surprise, Trump double-crossed his Republican friends, imagine that.

This chaotic situation, so typical during the Trump years, means that there are three probable outcomes for the stimulus package so desperately needed by Americans.:

1. If Trump vetoes the Stimulus package:

The resolution of the situation could be delayed, indefinitely. The law allows 10 days, excluding Sundays, to sign or veto legislation. If he chooses not to act, the bill normally would become law.

However, in this case the stimulus package was attached to the government funding bill. Current funding expires on December 28th. Since the separate defense bill has already been vetoed by Trump (see below), there will likely be a session next week to attempt to override that veto. An additional vote could be added.

2. Trump sides with Democrats and Republicans fight this new (insane) Trump / Democrat coalition. 

In this case it’s possible that the Unanimous Consent request put forth by Democrats would be voted on, even by tomorrow, and passed. Unlikely but perhaps a Christmas miracle? 

3. Trump signs the bill anyway

Third possibility is that the original version of the bill is ultimately not blocked by Trump (he flip-flops), and then could go forward without an over-ride to the threatened potential veto. 

“If the president truly wants to join us in $2,000 payments, he should call upon Leader McCarthy to agree to our Unanimous Consent request” 

—Speaker Nancy Pelosi

Democratic Reps. Rashid Tlaib, D-Mich., and Alexandria Ocasio-Cortez, D-N.Y., announced on twitter that they have crafted an amendment to raise the amount of the stimulus checks.

“Me and @AOC have the amendment ready,” “Send the bill back, and we will put in the $2,000 we’ve been fighting for that your party has been blocking.”

“We spent months trying to secure $2,000 checks but Republicans blocked it. Trump needs to sign the bill to help people and keep the government open and we’re glad to pass more aid Americans need.”

Senate Minority Leader Chuck Schumer 

All of this along with a potential government shutdown on Monday, and today’s veto of the massive $740 billion defense bill that was already announced. The Senate voted overwhelmingly , with a veto-proof majority of 84 to 13, to approve the huge defense package but now face a necessary override vote. 

Trump threatened to veto this bill because there is no repeal of Section 230 in it. A repeal of Section 230 would be huge news, though unlikely, as it is a law shielding internet companies from any liability for third party postings on their websites.

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Apple, Entertainment, Lifestyle, Movies

New Apple TV+ Series: Jared Leto in talks to play the ex-CEO of WeWork

Above: Photo Collage / Lynxotic

Series of Silicon Valley cautionary tale in development 

Jared Leto could be returning to a TV screen near you. It has been well over 20 years since the show “My So-Called Life” that the actor has starred in any small screen episodic.  This news come with reports that writer and producer Lee Eisenberg and studio exec Drew Crevello are developing a series for Apple TV+ based on the infamous workspace rental startup company ‘WeWork’.  

The series concept is inspired by the 6 part podcast called “WeCrashed: The Rise and Fall of WeWork”.  If Oscar winner Leto signs on to the TV show, he would be cast as the former boss of WeWork, Adam Neumann. 

Neumann, who served as CEO for the company from 2010 to 2019 and later resigned. According to reports at the time, his “eccentric behavior” was one of the main reasons he was pressured to step down.

Leto, who is known for choosing equally eccentric and challenging characters, including his work  in “Suicide Squad”, “American Psycho” and “Dallas Buyers  Club”, could likely more than fit the bill to play Neumann. 

Prior to WeWork’s collapse, it had an estimated value of $47 billion.  The series has been in development since February with Leto currently in negotiations, with additional information to come in the future. 

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AI, Business, Cutting Edge, Tech

The Exaggerated Confusion around 5G and iPhone 12 is the beginning of a new era for internet access

Above: Photo Collage / Lynxotic / Apple

Most articles on 5G since the Apple iPhone 12 launch event on October 13th have been looking in the rearview mirror to predict the future: 5G will “disappoint” due to the slow buildout, technical limitations of the format, and various issues with all the competing systems and carriers, and these arguments are casting doubt on the much touted potential. 

This perspective misses the point on so many levels it’s difficult to know where to begin to unpack the myriad of misunderstandings.

Read More: The Real Meaning of 5G, iPhone 12 Pro and the SpaceX Race to build Satellite Broadband

Much of the technical discussion has been focused on the various flavors of 5G and the associated limitations and advantages of each. The fact that the fastest 5G, which goes by the sub-category moniker millimeter wave, is not instantly available everywhere for the 5G capable iPhones, and that they will not be in the hands of most consumers before next year, has been met with feigned shock and bewilderment.

And further, they highlight the confusion mounting over the various providers and the various flavors: 5G, 5G E, 5G UW or 5G+ as they are designated by “service indicators” on the iPhone 12 itself.  Verizon Communications Inc., T-Mobile US Inc. and AT&T Inc. each have their own systems they have developed and are building out – looking for a piece of the 5G market, expected to be around $1.15 trillion by 2025.

Read More: Apple iPhone 12 Pro Models are Coming Immediately and There’s More

First and foremost – since Apple and iPhone are the leader of all innovations in the marketplace – not necessarily by the sheer number of handsets sold, but by the focus on increasing technical and aesthetic quality and appealing to the top demographic,  not to mention the majority of early adopters, it is precisely the fact that, until now, the iPhone 5G handset did not yet exist, and for that reason the buildout is not further along. 

The fact that in real-world tests it is already performing at up to 7 times the fastest previously available connections, was coupled inevitably with the caveat; physical locations where these speeds can be accomplished are currently hard to find. 

Due to the technical issues with this ultra-high speed version of 5G, the inability to travel more than very short distances and the lack of ability to penetrate obstacles or walls, the possibility to get these amazing speeds are, at present, more likely to be found in outdoor locations. 

This is, admittedly, an odd conundrum, but you can be sure, with the upcoming massive increase in competition for ISP customers, it is one that will find at least some viable solutions very soon. There are many billions at stake for those that can find ways to improve this issue. 

“Standing in front of a camera store in South of Market, I got 5G speeds reaching 2,160 megabits a second, which was 2,900 percent faster than 4G. Even where it was a tad slower — behind the Safeway parking lot in the Marina district — the 5G iPhone drew speeds of 668 megabits a second, which was 1,052 percent faster than 4G.”

 – Brian X. Chen for the New York Times

The carriers have not had the market to build for and needed to be pushed by a huge influx of iPhone 12 owners. Then, meaning now, they will begin to compete with one another for that extremely lucrative group of users. And that rising competitive battle is not the only one looming on the horizon. 

Regardless of the ultimate time frame of the build-out, there is an obvious and very meaningful conclusion that we can reach here: 1 year from now things will look very different in the options available for those who want to work and play with the help of a faster internet connection (meaning, obviously, everybody).

RankCountryDownload Speed (Mbps)Upload Speed (Mbps)# Download Tests# Upload TestsNo. IPs
1Liechtenstein199.2839.78969810
2Hong Kong112.3291.4047825589933
3Denmark107.7866.022149522217912
4Switzerland93.6041.4465614743501907
5Netherlands93.4827.5889478939709044
6Sweden91.3686.0420812238752071
7Iceland80.1924.3031443555
8Finland79.4018.39948710395526
9Andorra76.6756.2015917633
10Bermuda74.2119.2758963146
11San Marino61.899.76433
12Norway58.9549.7313841142982083
13United States54.9910.4519723352126398364898
SOURCE / fastmetrics

As can be seen from the chart above (source: fastmetrics) in early 2020 the US ranked 13th in desktop download speed while mobile speeds ranked even worse coming in at #33 (various sources have US at #10 for fixed broadband). Liechtenstein is nearly 4x faster, on average, than the US. Also note that the highest average is one-tenth to one-twentieth of the eventual “ideal conditions” speeds of 5G.

The future of connectivity can only get better and faster from here. And with the power of Apple, the iPhone 12 and that huge affluent user base the improvements will begin soon and quickly accelerate to a fever-pitch by next year’s iPhone launch. (Will they call it the iPhone 13?)..

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